Specialist

We specialise across a number of industries:  

• IT Contractors within Banking, Insurance & NHS sector (GPs, Dentists, Dentists associates, Implementation Specialist, Test leads, Configuration and Java Specialists)
• Fuel & Gas Retailers (Shell, BP,  Esso, Myrco, State Oil Rontec)
• Small Supermakets and Newsagents (Costcutter, Nisa Local, Londis)
• Multimedia, Advertising & Film Industry
• Property Developers and Estate Agents
• Hopsitality & Leisure (Restaurants,  Hotels, Cafes and pubs)
• Niche sector (minicabs, black cabs, cleaning and beautician freelancers)
• Charity Organisations and Charitable Trusts
• European Holding Companies and other European entities as per EU Commission rules and regulations

Building profits

Among the many challenges facing the construction industry are:

Contractors

Whether you are an IT contractor, engineer, offshore worker or consultancy service provider getting to grips with the implications of IR35, and the self employed/employed debate can be one that can seem quite daunting or may leave you open to a negative response from HM Revenue and Customs.

Forensic accounting

Unfortunately, fraud, disputes, and litigation are an everyday reality for many modern businesses.

Hospitality & leisure

As business advisors specialising in advice to those in the hospitality and leisure sector we know you need an experienced accountant who knows your industry.

Investment and financial

As your accountants we aim to help you manage your personal finances in an integrated fashion so that all your financial strategies are pulling in the same direction.

Manufacturing

With years of service to clients in the manufacturing sector, we pride ourselves on being able to deliver a full range of client-focused services, including help and advice with:

Medical profession

Through our experience of acting for clients in the medical profession we have developed specialist knowledge of the accounting and financial issues that affect this sector and are ideally placed to help healthcare professionals.

Retail

The retail sector has always been one of the most competitive business environments to operate in, but with the rapid growth of direct marketing, telephone sales, Internet trading, and overseas competition (especially from mainland Europe), more than ever retailers need sound financial advise and the support of a team of professionals who can help them maintain their market share.

Contractor & Commercial Mortgages

Terra Finance has built strong liaisons with key banks and finance companies, which gives us access to extensive array of contractor and commercial mortgage opportunities for our clients.

Pensions & wealth management for clients of Terra Finance

Terra Finance has teamed up with Mattioli Woods plc Pensions & Wealth Management to offer its clients the following products: